Savyint Officially Announces Strategic Partnership with VietNet and SAVIS to Build a Digital Trust Ecosystem in Vietnam
On January 16, 2026, Savyint successfully hosted the event “Strategic Partnership Announcement, Cooperation and Market Development in Vietnam” officially marking a long-term strategic partnership between Savyint – VietNet – SAVIS Group. The event represents a significant milestone in Savyint’s growth strategy in Vietnam and Southeast Asia, reaffirming Savyint’s strong commitment to long-term , structured and sustainable investment in building a comprehensive, compliant and trusted digital security ecosystem. As the event organizer, Savyint proudly presented Strategic Partner Certificates to VietNet, its strategic distribution partner in Vietnam, and SAVIS Group, its technology partner. The event also featured live demonstrations of key solutions within Savyint’s Digital Trust ecosystem, aligned with the development direction of the Vietnamese market. The event was attended by representatives from the Ministry of Science and Technology, the Information Technology Department of the State Bank of Vietnam, the Government Cipher Committee under the Ministry of National Defence, the Vietnam Software and IT Services Association (VINASA), leaders of the three companies, as well as banks and organizations operating in Finance – Banking, Cryptography, Information Technology and Cybersecurity. Building a Digital Trust Ecosystem – An Inevitable Trend of the Digital Economy Speaking at the event, Mr. Nguyen Khac Lich, Director General of the Department of Information Technology Industry (Ministry of Science and Technology), emphasized that the strategic partnership announcement between Savyint – SAVIS – VietNet is a concrete demonstration of the Party and Government’s policy to place technology enterprises at the center of innovation, science and technology development, digital transformation, and the “Make in Vietnam to Lead” strategy. He highlighted that the three-party cooperation model creates a complete digital technology value chain, contributing to a secure and trusted foundation for the digital economy. At the same time, it opens opportunities for Vietnamese technology enterprises to expand into regional and international markets, fully reflecting the enterprise-centered innovation spirit as defined by Resolution 57 and Resolution 68. Mr. Brad Palmer, Vice Chairman of the Board and Chief Executive Officer of Savyint, shared that Savyint has been present and growing in Vietnam for more than 15 years. The partnership with VietNet and SAVIS Group marks an important step in expanding Savyint’s deployment network and bringing its “Made in Vietnam” solutions closer to organizations and enterprises, particularly in the Finance – Banking sector and critical digital infrastructure. Under the cooperation agreement, VietNet, as the strategic distribution partner, and SAVIS, as the technology partner in Vietnam, will work closely with Savyint to deploy, integrate and develop solutions for authentication, encryption, digital identity, digital signatures and transaction authentication in Vietnam and Southeast Asia. Within the cooperation framework, the parties will share implementation experience and technical expertise, while jointly organizing solution showcases, technology demonstrations and in-depth training programs to enhance deployment and operational effectiveness. The partnership is built on leveraging each party’s strengths, ensuring effective coordination, regulatory compliance, and contributing to higher levels of security and trust in electronic transactions in Vietnam. Digital Trust – Strengthening Security, Enabling Digital Confidence As digital transformation accelerates alongside increasing requirements for security, safety and regulatory compliance, Digital Trust has become a foundational pillar for ensuring confidence in digital transactions and services. With this vision, Savyint has developed a comprehensive Digital Trust ecosystem designed to protect the digital financial ecosystem and support the sustainable growth of the digital economy. The Savyint Digital Trust ecosystem consists of the following key solutions: These solutions are also the core offerings within the three-party cooperation framework, designed to meet stringent requirements for security, fraud prevention, regulatory compliance and scalability, fully aligned with the Vietnamese and regional markets. Mr. Le Tuan Dat, Chief Executive Officer of VietNet, stated: “As the strategic distribution partner, VietNet will focus on bringing SAM Appliance, SAM Auth Server, SAM FIDO Identity Server and Mobile Security solutions (TrustShield, RASP+) to the Vietnamese market, particularly in the Finance – Banking sector and critical information systems, ensuring compliance with regulatory requirements and operational models.” Meanwhile, Mr. Pham Van Duc, Chief Executive Officer of SAVIS Group, emphasized: “With extensive hands-on experience in information security infrastructure, electronic transactions, digital signatures and trust services, SAVIS will work closely with Savyint and VietNet to integrate, operate and optimize authentication, encryption and digital security solutions.” The combination of Savyint (core technology) – VietNet (distribution & market development) – SAVIS (deployment & integration) forms a comprehensive cooperation model, enabling customers to access digital security solutions that are effective, compliant and trusted. About Savyint Savyint is a technology company headquartered in Sydney, Australia, with an R&D center in Hanoi. The company specializes in providing platforms, system solutions and services in Digital Trust, Open Banking, Secure Payments and cryptography for the Finance – Banking, FSI and Government sectors, meeting stringent requirements for security, compliance and scalability.About VietNet Founded in 2011, VietNet Distribution JSC is a professional technology distributor in Vietnam, with a well-trained workforce, strong market insight and a scientifically structured operating model. With more than 15 years of market development experience, a broad partner ecosystem, and strong consulting, technical support and operational capabilities, VietNet has established itself as a trusted distributor, particularly in the fields of information security and digital infrastructure.About SAVIS With 20 years of experience, SAVIS Group is a leading trusted service provider, recognized for its digital signature and electronic signature solutions, identity authentication and trust services across sectors such as Finance – Banking, Media, Digital Government, Healthcare and Education, in compliance with both domestic and international standards. Media coverage of the event: Event Highlights:
PSD3 – A Comprehensive Transformation of Payment Fraud Risk Management
Alongside the Payment Services Regulation (PSR), the Payment Services Directive 3 (PSD3) is regarded as a major restructuring of the EU’s regulatory framework for payment fraud prevention. It shifts the focus toward stronger fraud prevention measures, enhanced data security, and greater consumer control over their financial data. Fraud Prevention Under PSD3 – Key Enhancements Since the implementation of PSD2 in 2018, the global payment fraud landscape has changed dramatically. Fraud schemes have become more sophisticated, with increasingly complex impersonation and social engineering tactics. PSD3 was introduced to address the gaps exposed under PSD2 and to strengthen fraud prevention in a more holistic way, introducing significant changes across the payment value chain. Stronger and More Inclusive Strong Customer Authentication (SCA) Under PSD2, multi-factor authentication was largely treated as a binary requirement—either applied or not. PSD3 goes further by requiring payment service providers to support multiple SCA methods in parallel, ensuring that elderly users, people with disabilities, or those with limited digital skills can still access payment services safely. PSD3 also allows for delegated authentication, meaning that in certain scenarios, a trusted third party may perform authentication on behalf of the bank. This improves user experience without compromising security. Mandatory Verification of Payee (VoP) Before a credit transfer is executed, the system must verify whether the beneficiary’s name matches the International Bank Account Number (IBAN). If a mismatch is detected, the payer must be clearly warned and given the choice to proceed or cancel the transaction. Crucially, if a payment service provider fails to issue a warning or allows the transaction to proceed despite a mismatch, it may be held legally liable. This measure directly targets misdirected payments and scam-induced transfers, which have caused significant financial losses in recent years. Real-Time Transaction Monitoring and Fraud Detection Instead of identifying fraud after funds have already left the account, PSD3 requires fraud monitoring mechanisms to operate in real time, before transactions are executed. These systems must analyze multiple signals simultaneously, including user behavior, device data, location, transaction history, beneficiary information, and signs of compromised authentication. As a result, financial institutions are compelled to move away from static, rule-based controls toward advanced analytics powered by AI and machine learning to detect complex and evolving fraud patterns. Shifting Liability for Impersonation Fraud from Customers to Financial Institutions Under PSD2, customers often had to prove they were not negligent when falling victim to fraud. PSD3 changes this approach. If a customer is deceived by fraudsters impersonating bank staff and is tricked into transferring funds, the payment service provider is required to reimburse the customer, provided the incident is reported according to proper procedures. This reflects the reality that modern social engineering scams are highly sophisticated and cannot simply be blamed on user carelessness. At the same time, it creates strong incentives for institutions to invest more seriously in fraud prevention technologies and customer education. A Clear Legal Framework for Sharing Fraud Data PSD3 enables payment service providers to share fraud-related data with each other without breaching GDPR. When multiple customers report fraud linked to the same beneficiary or scam method, this information can be rapidly shared across the ecosystem, enabling earlier and more effective interbank fraud detection. Mandatory Tools for Customer-Controlled Risk Management PSD3 requires financial institutions to provide customers with tools to actively manage their own risk. These include spending limits, time- or location-based transaction blocking, instant account freezing, and real-time fraud alerts. Such tools must be easy to find and simple to use, pushing banks to invest meaningfully in user-centric design and customer experience. PSD3 also mandates that customers must be able to reach real human support staff—not just chatbots—especially in complex fraud cases or when dealing with vulnerable users. Comprehensive Upgrades to Fraud Prevention Infrastructure Payment service providers are required to upgrade their fraud prevention infrastructure end to end. This includes real-time behavioral analytics, transaction monitoring, risk management, verification of payees, impersonation fraud claims handling, and responsibility management when working with external platforms. These requirements are accelerating the shift toward Zero Trust architectures and real-time intelligence–driven fraud prevention models across banks and financial institutions. With these changes, PSD3 does more than revise existing rules—it fundamentally reshapes how the EU addresses payment fraud. By redistributing liability, mandating real-time fraud detection, and strengthening payee verification, PSD3 establishes a robust legal framework that helps organizations reduce financial losses while offering stronger, more meaningful protection for users. Savyint Fraud Prevention & Risk Management – PSD3 Compliance Built on Zero Trust Built on a Zero Trust architecture, Savyint Fraud Prevention & Risk Management integrates Strong Customer Authentication (SCA), MFA and 3D Secure, AI/ML-driven fraud detection, and real-time risk management. It enhances transaction security through tokenization, Post-Quantum Cryptography (PQC), and a clear quantum-safe migration roadmap, while also meeting PSD3 requirements for TPP monitoring, Open API security, and ecosystem-wide risk control. With a fraud-first approach, Savyint Fraud Prevention & Risk Management (FPRM) enables enterprises and financial institutions to proactively prevent fraud by combining risk management, transaction security, and effective user protection across the entire payment journey. Connect with Savyint experts today to reduce fraud risk and strengthen regulatory compliance in the digital payments landscape.
Financial Fraud Prevention: Protecting Assets, Data and Customer Trust
Proactive financial fraud prevention not only helps minimize losses but also plays a critical role in maintaining seamless customer experiences and improving overall operational efficiency. As fraud schemes become increasingly sophisticated, faster, and larger in scale, traditional control measures are no longer sufficient. Financial fraud prevention is therefore no longer merely a matter of compliance or security – it has become a strategic priority that enables organizations to optimize processes and ensure sustainable growth. 1. Benefits of Financial Fraud Prevention Implementing robust fraud prevention measures not only safeguards customers and organizations but also supports long-term, sustainable business growth. a. Minimizing financial losses Fraud can cause significant damage even when incidents occur on a small scale. Effective preventive measures help organizations reduce the risk of loss, control costs, and build a solid financial foundation for long-term development. b. Optimizing revenue and transaction processing efficiency One direct benefit is the improvement of authorization rates by reducing false declines of legitimate transactions – a common challenge in online payments. When transactions are processed accurately and quickly, completion rates increase, enabling businesses to maximize revenue. c. Protecting customer data and digital assets In the financial and banking sector, protecting personal information and financial data is essential to maintaining customer trust. Account Takeover (ATO) attacks and card data theft not only result in financial losses but also severely damage an organization’s reputation. By proactively preventing fraud, organizations can detect and stop these threats early, before real damage occurs. d. Enhancing customer experience Customers increasingly expect transactions to be smooth, uninterrupted, and free from unnecessary verification steps. Reducing fraud also means reducing unnecessary transaction rejections, leading to better customer experiences while lowering operational pressure and costs for businesses. e. Preserving brand reputation As noted above, even minor fraud incidents can erode customer trust and negatively impact brand image. Investing in comprehensive fraud prevention demonstrates a strong commitment to security and customer protection, helping organizations build a trusted and credible brand over the long term. 2. Effective Fraud Prevention with Savyint Fraud Prevention and Risk Management With these benefits in mind, a comprehensive and effective fraud prevention system enables banks and financial institutions to minimize losses, strengthen transaction protection, ensure customer data security, and enhance long-term operational efficiency. This is precisely the objective of Savyint Fraud Prevention & Risk Management (FPRM). Built on a Zero Trust architecture, Savyint FPRM enables organizations to proactively prevent fraud while integrating risk management and transaction security. The solution leverages AI and Machine Learning for behavioral analysis, combined with strong authentication mechanisms such as SCA, multi-layer MFA, and biometrics, along with advanced security technologies including tokenization and Post-Quantum Cryptography (PQC). This enables: As a result, organizations can detect, prevent, and respond to fraud effectively before losses occur. Savyint Fraud Prevention & Risk Management (FPRM) also complies with global standards such as AML, KYC, KYB, PSD2, PSD3, and PCI-DSS, as well as local regulatory requirements including Circulars 64 and 50 (Vietnam), BSP 1213 (Philippines), and regulations in Malaysia. Connect with Savyint experts today for detailed consultation on a fraud prevention roadmap tailored to your organization’s business model!
Strengthening Authentication and Security in the Financial and Banking Sector in Southeast Asia
Alongside the rapid growth of the financial and banking sector, regulatory frameworks across many Southeast Asian countries have been continuously updated and refined to enhance safety and security in financial operations. In Vietnam, Singapore, the Philippines, and Malaysia, newly issued regulations go beyond technical compliance requirements and increasingly focus on protecting users and strengthening trust in digital financial systems. Safeguarding digital identities, personal data, and financial transactions is now widely recognized as a prerequisite for the sustainable development of the electronic financial ecosystem. In response to these increasingly stringent requirements, financial institutions are compelled to comprehensively upgrade their authentication capabilities, security controls, and risk-management frameworks to a higher level. Security Requirements for Open API Implementation The rapid expansion of digital banking, e-wallets, Open Banking, and fintech partnership models has made fraud, cyberattacks, and data leakage common challenges across the region. Establishing strict security requirements for Open API implementation has therefore become a critical prerequisite for protecting financial systems and maintaining customer trust. In Singapore, as early as 2016, the Monetary Authority of Singapore (MAS) issued Open Banking and API guidelines requiring financial institutions to implement strong authentication mechanisms, customer consent management, identity and access control, and strict authorization when sharing data with partners. From an early stage, Singapore mandated standards such as secure API gateways, OAuth/OIDC-based security, multi-factor authentication (MFA), and contextual access monitoring as foundational requirements for sustaining trust within the open financial ecosystem. In 2021, the Philippines introduced the Open Finance Framework, which defines a phased roadmap for data sharing with clearly articulated technical, governance, and security standards aimed at building an open financial ecosystem. One year later, in 2022, Bank Negara Malaysia (BNM) launched the Open API Framework, providing clear guidance on how banks and third-party fintech providers can securely share data. The framework emphasizes strict security controls, customer-consent-based access management, and technical reference guidelines to promote innovation and fair competition within the digital financial ecosystem. In Vietnam, Circular 64/2024/TT-NHNN regulates the implementation of Open Application Programming Interfaces (Open APIs) in the banking sector, allowing credit institutions to connect and collaborate with third parties to deliver new financial services. However, ecosystem expansion must be accompanied by stringent requirements for authentication, access control, data protection, and customer consent management. The Circular also defines a clear roadmap for banks that have already deployed Open APIs, ensuring a controlled and secure transition process. Data Protection and Financial Fraud Prevention Requirements Singapore and the Philippines have long established comprehensive legal frameworks to protect customer data. Singapore is a regional pioneer in data-protection and digital-banking regulation. The Personal Data Protection Act (PDPA), enacted in 2012 and amended in 2020, provides detailed rules governing the collection, use, and storage of personal data, and requires organizations to notify authorities in the event of data breaches. In the banking sector, the Technology Risk Management Guidelines issued by MAS mandate multi-factor authentication (MFA), the use of OTPs or biometrics, and enhanced monitoring of high-risk transactions. The Philippines adopted the Data Privacy Act in 2012, one of the earliest such frameworks in the region, granting users the right to access, correct, and delete personal data. Compliance is overseen by the National Privacy Commission (NPC). In banking, the Bangko Sentral ng Pilipinas (BSP) mandates MFA for electronic payment services, the implementation of eKYC, and device and transaction risk management. Most recently, BSP Circulars 1213 and 1214 were issued in response to rising financial account fraud, to enforce the Anti-Financial Account Scamming Act (AFASA). These regulations emphasize enhanced technology risk management, the adoption of modern authentication methods, and the establishment of coordinated investigation and information-sharing mechanisms between banks and law-enforcement authorities. Specifically: In Vietnam, the Personal Data Protection Decrees (2023), together with the Cybersecurity Law (2018), impose strict requirements on customer consent, impact assessments for sensitive data, and data localization. More recently, Circular 50/2024/TT-NHNN establishes security requirements for online banking services, mandating that credit institutions and foreign bank branches implement customer-protection guidelines (PINs, OTPs, fraud awareness), encryption, access monitoring, and incident reporting to ensure confidentiality, integrity, and availability while protecting customer rights. Overall, regulatory priorities in Singapore, Vietnam, the Philippines, and Malaysia converge around the adoption of advanced security measures to protect customers from technological risks, online fraud, and cyberattacks, alongside clearly defined Open API implementation roadmaps. Strengthening Authentication and Security with Savyint’s Comprehensive Solutions In response to increasingly stringent compliance requirements, Savyint delivers a comprehensive security ecosystem that enables banks and financial institutions to effectively comply with Circulars 64 and 50, as well as BSP Circulars 1213 and 1214, while strengthening long-term security capabilities and risk governance. Savyint’s solution portfolio is built around four core pillars: Secure Payments, Open Banking, Data Protection, and Digital Trust. Under the Secure Payments pillar, Savyint deploys strong customer authentication (SCA), multi-factor authentication (MFA), Smart OTP, passkeys, FIDO2, biometrics, 3D Secure, tokenization, and fraud-management capabilities such as risk scoring and real-time monitoring. This security layer directly protects card payments, e-wallets, online transfers, and e-commerce transactions, reducing fraud risks for customers, financial institutions, and merchants while safeguarding wallet and card data. To support controlled Open API connectivity under Circular 64 and Open Banking standards, Savyint provides a full Open Banking solution suite, including API Management, Open Banking Portal, Consent Management, CIAM/SCA-PSD2, TPP Management, and Tokenization. These solutions enable banks to securely deploy Open APIs with strict access control, robust customer consent management, and purpose-limited data sharing in line with security and compliance requirements. For transaction and data protection, Savyint secures information throughout its lifecycle with solutions such as Sam Appliance, Sam Auth Server, Savyint PKI-in-a-Box, Enterprise Security Appliance, KMS, and DSS. Notably, Sam Appliance is an all-in-one platform for data encryption, digital signatures, and mobile identity, featuring a FIPS 140-2 Level 3-certified server appliance integrated with Hardware Security Modules (HSMs), SAM software, key-management systems, and digital-signing software. This flexible security platform supports diverse deployment needs across banking, finance, healthcare, education, telecommunications, broadcasting, and media sectors. Beyond digital signatures for invoices, contracts, documents, certificates, and payment records, Sam Appliance is built on a Cryptographic
AI/ML-Based Banking Transaction Fraud Prevention
As digital transformation accelerates, detecting and preventing banking transaction fraud through advanced technologies such as AI and machine learning (AI/ML) has become a top strategic priority for financial institutions, as cybercrime continues to grow in both scale and sophistication. According to the latest data from the U.S. Federal Trade Commission (FTC), total consumer-reported fraud losses in 2024 reached approximately USD 12.5 billion, representing an increase of nearly 25% compared to 2023. This highlights the rapidly escalating severity of fraudulent activities. Beyond direct financial losses, banks also incur substantial additional costs related to investigations, legal proceedings, incident response, and reputation recovery – often making the actual cost several times higher than the initial monetary loss. More critically, fraud incidents significantly erode customer trust, negatively impacting customer retention and the ability to attract new users. Investing in advanced fraud detection systems and proactive prevention measures is therefore not merely an operational requirement, but a strategic imperative for banks to protect assets and maintain credibility in the digital era. What Is Banking Fraud Prevention? Banking fraud prevention refers to the use of multiple, layered protection methods by banks to detect early signs of fraud, reduce risk exposure, and prevent financial fraud before it causes serious damage. Today, modern fraud prevention strategies no longer focus solely on incident response after fraud has occurred. Instead, they emphasize proactive prevention from the outset. These approaches integrate advanced data analytics, real-time monitoring, and AI-driven risk assessment, enabling banks to stay ahead of increasingly complex financial threats. As fraud types become more sophisticated, fraud detection technologies are more critical than ever to maintaining the security and integrity of banking data and transactions. Using AI/ML to Detect and Prevent Banking Fraud By deploying a flexible and adaptive defense system against financial fraud threats, banks and financial institutions can effectively prevent and minimize the impact of fraudulent activities. At the core of this defense system is the application of advanced data analytics, artificial intelligence, and machine learning to detect fraud patterns in real time and provide early warnings of potential risks. In parallel, banks deploy phishing-resistant Strong Customer Authentication (SCA) and Multi-Factor Authentication (MFA), incorporating FIDO2 security keys, passkeys, transaction signing, device-bound cryptographic keys, and biometric factors. Together, these mechanisms create a flexible, adaptive and resilient defense against financial fraud, ensuring that only authorized users can access accounts and sensitive information. Real-time transaction monitoring serves as a foundational component of financial fraud prevention systems. Beyond supporting compliance with KYC and anti-money laundering requirements, continuous AI/ML-driven monitoring enables large-scale data analysis to identify abnormal behaviors as soon as they occur, thereby mitigating risks before fraud results in actual losses. Periodic risk assessments involve analyzing emerging fraud trends, reviewing vulnerabilities in existing systems, and adjusting prevention strategies accordingly. This allows banks to continuously refine and enhance the effectiveness of fraud detection over time. Beyond detection and assessment, AI/ML enables the prediction of future fraud risks. By learning from past fraud incidents, systems can identify individuals or groups with a higher likelihood of committing fraud, helping organizations allocate preventive resources more precisely and effectively. Strong Customer Authentication and Multi-Factor Authentication enhance the security of user access and transaction approval by moving beyond traditional password-based mechanisms. When implemented with phishing-resistant authentication methods such as FIDO2 security keys, passkeys, transaction signing, device-bound cryptographic keys, and biometrics, SCA/MFA provides a flexible, adaptive, and resilient security layer. This method ensures that only legitimate users can access accounts and authorize transactions, effectively mitigating risks such as phishing, credential theft, account takeover, and financial fraud, while meeting stringent regulatory and security requirements. Alongside technology, customers play an increasingly important role. Proactively raising customer awareness of common scam techniques and providing guidance on safe transaction practices empowers users to protect themselves against fraud and social engineering attacks. Financial fraud prevention is a continuous journey that requires banks and financial institutions to constantly update and adopt new technologies to enhance prevention capabilities and minimize fraud-related losses. Savyint delivers a comprehensive Fraud Prevention and Risk Management solution suite designed to help banks and financial institutions detect fraud early, prevent incidents promptly, and manage fraud risks effectively. Connect with Savyint’s experts today to strengthen your defenses and minimize financial fraud risks. Source:
SAM Appliance Wins Asia-Pacific ICT Award (APICTA) 2025
On December 8, at the announcement and awarding ceremony of the Asia-Pacific ICT Awards (APICTA) 2025, SAVYINT’s SAM Appliance was honored as the Second Runner-up in the category Security Solution – Business Service. APICTA is the most prestigious ICT award in the Asia-Pacific region, held annually since 2001 by the Asia Pacific ICT Alliance. This year, APICTA 2025 took place in Kaohsiung, Taiwan, celebrating and recognizing outstanding software products, IT solutions, digital applications, and innovative startup projects from 17 member countries and economies. SAM Appliance by SAVYINT excellently achieved the Second Runner-up title in the Security Solution – Business Service category. This accomplishment is particularly meaningful as it marks SAVYINT’s first participation in APICTA, demonstrating the innovative capabilities and solution quality of Vietnamese technology enterprises on an international stage. SAM Appliance – An all-in-one solution for data encryption, digital signature authentication and mobile identification SAM Appliance is a solution for all-in-one data encryption, digital signature authentication and mobile identification, ensure compliance with standards for remote digital signature, blockchain, crypto currency, mobile payment, data encryption, transaction encryption, timestamp, security, system authentication, IoT, Car2X… SAM Appliance includes a FIPS 140-2 Level 3–certified Server Appliance combined with Hardware Security Module (HSM) devices, integrated with SAM Software, Key Management Software (KMS), and digital signing software, creating a comprehensive and flexible security platform for any deployment needs and sectors such as Finance and Banking, Healthcare, Education, Telecommunications, Broadcasting, Media,… With its compact design and all-in-one hardware architecture, the solution enables fast installation and operation, optimal performance, unlimited integration with existing information systems, and maximum minimization of security vulnerabilities. It ensures system safety thanks to its independent and specialized operating environment, eliminating reliance on third parties, while significantly reducing investment costs compared to traditional specialized security infrastructures. More than just a platform for signing invoices, contracts, documents, certificates, or payment records, SAM Appliance is built on the Cryptographic Security Platform (CSP). It integrates SCA and MFA authentication, PKI-based passwordless authentication, tokenization, transaction signing with end-to-end encryption, advanced mobile security with Cryptography, and supports Post-Quantum Cryptography (PQC) — ready for the new security era. It also supports data and transaction encryption, blockchain and cryptocurrency integration, mobile payment and digital wallet capabilities, timestamped digital signatures, and long-term electronic archiving for 5, 10, and 20 years. SAM Appliance fully complies with regional technical standards and international legal regulations, including FIPS 140-2 Level 3, ISO 9001:2015, ISO 14001:2015, ISO 27001:2022, GDPR, SOC 2 Type II, HIPAA & PCI DSS. During the event, Brad Palmer, COO & EVP of Savyint, shared: “SAM Appliance is a breakthrough technology solution designed to address the core challenges of security, data encryption, and digital identity in today’s era of rapid digital transformation. We developed SAM Appliance as a unified security platform where any organization or enterprise can deploy digital signatures, strong authentication, and secure data and transaction encryption on a single hardware device that meets the highest international standards.” Being honored at APICTA 2025 is a powerful affirmation of Savyint’s technological capabilities. Along with SAM Appliance, Savyint’s solutions will continue to accompany global organizations and enterprises on their journey toward safe, sustainable, and fully compliant digital transformation. Photos from the event:
ONLY 1 DAY LEFT until the Workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN”
Co-organized by Savyint Group, IBM Vietnam, and Techdata, with the support of the Vietnam Institute for Innovation & Digital Transformation (VIDTI) and the Open Banking Forum, the Workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN” serves as a specialized platform gathering leading experts in Information Technology, Security & Legal Compliance, and Banking & Finance from Vietnam and the region. At the workshop, participants will gain comprehensive insights—from strategy and regulation to technological implementation—for building a successful Open Banking model: Only 1 day to go before the workshop officially begins! Register now to join and connect with top industry experts: https://openbankingforum.org/hoi-thao-ngan-hang-mo/ Workshop: “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN” Time: 08:30 – 12:00, Friday, 21 November 2025 Venue: Hotel du Parc Hanoi, 84 Tran Nhan Tong, Hai Ba Trung District, Hanoi Register and view full workshop details: https://openbankingforum.org/hoi-thao-ngan-hang-mo/ Submit questions for speakers: https://openbankingforum.org/dat-cau-hoi-cho-dien-gia/
ONLY 2 DAYS LEFT until Workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN”
The workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN” is organized by Savyint Group, IBM Vietnam, and Techdata, with the support of the Vietnam Institute for Digital Transformation & Innovation (VIDTI) and the Open Banking Forum. Taking place on the morning of November 21, 2025, the event offers the banking and financial community an opportunity to access in-depth insights on the implementation of Open Banking in Vietnam and around the world. At the workshop, leading industry experts will share practical perspectives on key topics such as: With the participation of respected experts and highly relevant topics, the workshop is a must-attend event for banks, financial institutions, and technology enterprises seeking strategic insights into developing an Open Finance ecosystem. Only 2 days left until the workshop begins! Register now to join and connect with top industry experts: https://openbankingforum.org/hoi-thao-ngan-hang-mo/ Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN Time: 8:30 – 12:00, November 21, 2025Venue: Hotel du Parc Hanoi, 84 Tran Nhan Tong street, Hai Ba Trung ward, HanoiRegistration link: https://openbankingforum.org/hoi-thao-ngan-hang-mo/
Official Agenda of the Workshop “Implementing Open Banking Safely, Reliably, and in Compliance with Circulars 64 & 50/2024/TT-NHNN”
Taking place on November 21, 2025, the workshop “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN” promises to be a gathering point for leading experts in Information Technology, Security – Legal, and Finance – Banking. As Open Banking becomes a crucial foundation in the digital transformation strategies of banks and financial institutions, understanding the latest regulations from the State Bank of Vietnam, especially Circular 64 and Circular 50/2024/TT-NHNN, is essential to ensure safe, reliable, and sustainable implementation. The workshop, co-organized by Savyint Group, IBM Vietnam, and Techdata, with the support of the Vietnam Institute for Innovation & Digital Transformation (VIDTI) and the Open Banking Forum, aims to help banks shape implementation strategies aligned with national standards while keeping pace with global trends. Below is the detailed agenda for the event on November 21. The workshop will begin from 8:30 – 9:00 with guest check-in and welcome activities. This is an opportunity for attendees and experts to meet, connect, and exchange insights before entering the in-depth discussion sessions. From 9:00 – 9:20, the event will officially open with a presentation on Circular 64/2024/TT-NHNN delivered by a specialist from the Information Technology Department of the State Bank of Vietnam. Continuing the program, from 9:20 – 9:50, Mr. Hoang Nguyen Van, Vice Chairman of the Vietnam Institute for Innovation and Digital Transformation (VIDTI), will present “Implementing Open Banking with Legal Compliance, Trusted Security, and Strong Authentication under Circulars 64 & 50/2024/TT-NHNN.” This session focuses on models, platforms, and technical frameworks that enable banks to implement Open Banking effectively, from preparation to full operation. From 9:50 – 10:20, Mr. Ngo Thanh Hien, Chief Technology Officer of IBM Vietnam, will provide a strategic perspective on “The API Economy in Banking Digital Transformation”—a trend reshaping the digital banking ecosystem. After the break, the workshop resumes with an essential session on “Ensuring Secure and Compliant Open Banking & Digital Banking Implementation under Circulars 64 & 50/2024/TT-NHNN”, presented by Mr. Brad Palmer, CEO & Vice Chairman of Savyint. From 11:00 – 11:30, attendees will delve into “Data Protection in the Era of AI and Quantum Computing,” presented by Mr. Nguyen Manh Linh, Data Security Specialist at IBM Vietnam. At 11:30, the event will transition into an open panel discussion, where leading experts in Technology, Legal, and Banking Finance will exchange insights, share practical lessons, and address questions directly from workshop participants. With a comprehensive program, reputable speakers, and highly practical, timely topics, the workshop “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN” is set to be an unmissable event for banks, financial institutions, and technology enterprises seeking to advance their open finance ecosystem. This is an opportunity for organizations and businesses to update regulatory requirements, learn from real-world implementation experiences, and expand collaborative networks toward building safe, transparent, and sustainable Open Banking in the digital era. Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN Time: 8:30 – 12:00, November 21, 2025Venue: Hotel du Parc Hanoi, 84 Tran Nhan Tong street, Hai Ba Trung ward, HanoiRegistration link: https://openbankingforum.org/hoi-thao-ngan-hang-mo/