SAVYINT Provides Core Electronic Transaction Authentication Platform for LPBank
Overview – Industry: Banking & Financial Services – Customer: LPBank – Project: Deployment of SmartOTP for LPBank’s retail customers and internal users SAVYINT successfully provided the core electronic transaction authentication platform (SmartOTP) for LPBank, enabling secure, convenient, and seamless transaction authentication directly within the bank’s digital banking application. The solution strengthens security for both financial and non-financial transactions, reduces reliance on SMS OTP, and supports LPBank in meeting the requirements of Circular No. 50/2024/TT-NHNN and Circular No. 77/2025/TT-NHNN issued by the State Bank of Vietnam. LPBank’s Need for Enhanced Authentication Security in Digital Banking Established in 2008, LPBank has built an extensive network across 34 provinces and cities and is one of the 14 banks classified among the credit institutions of systemic importance within Vietnam’s banking system. Amid growing risks related to impersonation, credential theft, and transaction fraud, as well as the regulatory requirements under Circular No. 50/2024/TT-NHNN and Circular No. 77/2025/TT-NHNN on strengthening security and safety in the provision of online banking services, LPBank – with more than 5 million individual customers using digital banking services – required an authentication solution that complies with State Bank of Vietnam (SBV) regulations and can operate at scale while ensuring strong security, ease of use, and flexible integration with its existing digital banking infrastructure. At the same time, LPBank needed to strengthen the centralized administration and operation of its authentication system. Activities such as service activation, SmartOTP status management, exception handling, authentication history lookup, and transaction monitoring needed to be managed centrally, transparently, and with full traceability. To address these requirements, LPBank selected SAVYINT SmartOTP as its core transaction authentication platform, working with SAVIS as the integration and implementation partner to integrate the solution into its digital banking ecosystem. This enables LPBank to progressively reduce its reliance on traditional SMS OTP while establishing a secure and scalable authentication foundation aligned with its long-term digital banking strategy. The SAVYINT Solution With extensive experience in authentication and security solutions for the Banking & Financial Services sector, SAVYINT provides SmartOTP as the core technology platform for electronic transaction authentication, comprising the following key components: 1. SmartOTP SDK Integrated Directly into the Mobile Banking Application The SmartOTP SDK is integrated directly into the LPBank Plus mobile banking application. Through the SDK, the Mobile Banking application can invoke SmartOTP functions at authentication checkpoints throughout the customer transaction journey. Customers can activate SmartOTP, use biometric authentication where supported, authenticate transactions, and manage their SmartOTP settings directly within the LPBank Plus application. This enables a fast, convenient, and seamless authentication experience while strengthening the bank’s ability to manage transaction risks across its mobile banking channel. 2. Admin Portal for Centralized Administration and Operations The Admin Portal provides bank staff with centralized capabilities to monitor customers’ SmartOTP status, retrieve authentication information, review OTP transaction history, and handle operational incidents. The Admin Portal enables centralized management of SmartOTP-related operations, including: The platform also supports monitoring, investigation, and traceability when required, helping strengthen risk management capabilities and maintain transparency throughout system operations. Deployment Roadmap The project was implemented in phases: Key Use Cases SmartOTP Activation and Service Management Transaction Authentication with SmartOTP PIN Management and Security Controls Administration and Operations through the Admin Portal Monitoring, Logging, and Traceability Helping LPBank Strengthen Transaction Security and Customer Experience While Meeting the Requirements of Circular No. 50/2024/TT-NHNN and Circular No. 77/2025/TT-NHNN Officially going live in June 2026, SmartOTP enables LPBank customers to authenticate transactions directly within the Mobile Banking application, delivering a faster, more convenient, and seamless authentication experience. For LPBank, the solution strengthens transaction risk management, reduces reliance on SMS OTP, enables centralized administration through the Admin Portal, and provides a scalable foundation for more advanced authentication requirements in the future. The function-based SDK integration model also enables flexible integration, easier maintenance, and long-term alignment with the bank’s digital banking ecosystem. At the same time, LPBank has met the requirements under Circular No. 50/2024/TT-NHNN and Circular No. 77/2025/TT-NHNN issued by the State Bank of Vietnam, with the solution applied consistently to individual customers. This provides an important foundation for LPBank to strengthen Digital Trust, protect transactions, and enhance the customer experience throughout its digital banking journey.
eIDAS 2.0 – Reshaping a Safer and More Trusted Digital Future for Europe
Building on the foundation of eIDAS – the European framework for “Electronic Identification, Authentication and Trust Services” in the European Single Market – eIDAS 2.0 was introduced to strengthen the region’s digital infrastructure, promising greater efficiency and higher levels of trust in the digital economy. eIDAS – The Regulation on Electronic Identification, Authentication and Trust Services Approved in September 2014, the Regulation on “Electronic Identification, Authentication and Trust Services” for the European Single Market, known as eIDAS, became fully applicable in September 2018. Under eIDAS, European citizens and businesses can use nationally issued electronic identification systems to verify their identities when accessing public services or carrying out cross-border electronic transactions. eIDAS focuses on two key areas: Importantly, eIDAS applies not only to public authorities but also to private-sector organizations that use electronic identification or trust services, including those in the financial services, insurance, healthcare, and e-commerce sectors. As such, eIDAS serves as a unified digital trust infrastructure for cross-border electronic transactions across Europe. Why is eIDAS 2.0 Needed? Although eIDAS significantly improved Europe’s electronic identification and trust services infrastructure, several limitations remained. The emergence of new electronic identification services and models has resulted in a fragmented market. The scope of the existing legal framework no longer fully reflects the way electronic identification and trust services are being used in practice. Today, private companies also provide eID solutions, but these solutions do not necessarily follow a unified standard offering the same high levels of security, assurance, and transparency as eID schemes recognized under eIDAS. While eIDAS-compliant eID solutions are secure, their adoption and usability in the private sector have remained relatively limited. Challenges also exist in areas such as identity verification, data management, and user control. Today’s users expect a seamless and secure online experience. They want to access both public and private services such as healthcare and banking through a single, convenient digital identity or Single Sign-On (SSO) experience. However, the original eIDAS framework focused primarily on cross-border access to public services, while giving less attention to the needs of the private sector. Even for public services, barriers remain that prevent many citizens from accessing trusted electronic identification solutions. Social media platforms and private technology companies already offer login options based on existing accounts, such as Facebook, Microsoft, or Google. However, these solutions raise concerns regarding data control and security. They often lack robust real-world identity verification processes, potentially making systems more vulnerable. In addition, using these platforms across multiple services may result in non-transparent data sharing and privacy concerns. What is eIDAS 2.0? eIDAS 2.0 – officially known as the European Digital Identity Framework under Regulation (EU) 2024/1183 – is the updated version of the European Union’s framework for electronic identification, authentication, and trust services. The updated framework is designed to improve the efficiency of cross-border services while supporting secure electronic identification solutions for both the public and private sectors. eIDAS 2.0 represents a structural evolution of Europe’s digital identity and trust services framework. It addresses limitations in the original framework, expands the range of regulated trust services, strengthens security and governance requirements, and, most notably, introduces the European Digital Identity Wallet (EUDI Wallet) as a core component of Member States’ digital identity ecosystems. Key Changes Introduced by eIDAS 2.0 The transition from eIDAS to eIDAS 2.0 introduces two major developments aimed at strengthening Europe’s legal and regulatory framework for electronic identification and trust services. Expanded Trust Services eIDAS 2.0 further develops the regulatory framework for Qualified Trust Service Providers (QTSPs), with particular emphasis on identity verification processes for individuals and legal entities when qualified certificates are issued. The objective is to ensure greater consistency and harmonization across Europe. In addition, new qualified trust services – including electronic archiving, electronic ledgers, and the management of remote electronic signature devices – have been introduced under eIDAS 2.0. European Digital Identity Wallet (EUDI Wallet) One of the most significant innovations introduced by eIDAS 2.0 is the European Digital Identity Wallet (EUDI Wallet). The EUDI Wallet is a secure, user-controlled digital wallet that enables individuals to store, manage, and selectively share their identity data, credentials, and other personal information, as well as verified legal documents such as driving licences, educational qualifications, professional certificates, or bank account information. The Wallet can be used for both online and offline services, allowing users to conveniently share verified credentials with relying parties including government authorities and private-sector organizations for purposes such as identity verification or electronic signing. Under the original eIDAS framework, EU Member States had the discretion to decide whether to develop or notify official national electronic identification schemes. This resulted in significant differences in adoption rates among Member States and inconsistencies in cross-border interoperability. eIDAS 2.0 replaces this approach with a more unified and mandatory framework. By the end of 2026, each EU Member State is required to make at least one European Digital Identity Wallet (EUDI Wallet) available to its citizens and residents. Conclusion The adoption of eIDAS 2.0 marks a significant step toward a secure, interoperable, and trusted ecosystem for electronic identification and trust services across the European Union. By emphasizing user-friendly experiences, strong security mechanisms, and streamlined processes, eIDAS 2.0 is expected to deliver tangible benefits for citizens, businesses, and government institutions alike. While the detailed implementation roadmap is still being developed, the foundations have now been established for a safer, more inclusive, and more trusted digital future for people across Europe.
SAVYINT Showcases Its Comprehensive Digital Trust Ecosystem at Vietnam Television (VTV)
On August 4, at the exhibition “Cybersecurity for Digital Transformation and Artificial Intelligence Applications at Vietnam Television (VTV)”, SAVYINT introduced its comprehensive Digital Trust ecosystem, helping media and broadcasting organizations build secure digital infrastructure, protect critical data, and proactively address emerging security challenges in the AI era. The exhibition was organized in celebration of Vietnam Cybersecurity Day (August 6) by the Technology and Broadcasting Center of Vietnam Television (VTV) in collaboration with the Department of Cybersecurity and High-Tech Crime Prevention (A05), Ministry of Public Security. The event brought together government agencies, cybersecurity experts, and leading technology companies to showcase the latest innovations in information security, digital transformation, and AI applications for the broadcasting industry. Digital Trust – Strengthening Digital Confidence for Broadcasters Artificial intelligence is fundamentally transforming the way television broadcasters produce, manage, and distribute content, significantly improving operational efficiency and accelerating production workflows. However, these opportunities are accompanied by growing risks, including data breaches, identity fraud, cyberattacks on critical systems, copyright infringement, and the misuse of AI technologies. For television and media organizations – where digital content, sensitive data, and broadcasting infrastructure represent mission-critical assets – establishing a robust Digital Trust foundation through data encryption, identity protection, and strong authentication has become essential for secure and sustainable digital transformation. To address these challenges, SAVYINT introduced its comprehensive Digital Trust portfolio for media and broadcasting organizations. Built on Identity-First and Zero Trust architectures and enhanced with Post-Quantum Cryptography (PQC), the ecosystem enables organizations to secure identities, data, and digital infrastructure against both current and future cyber threats. Beyond compliance with Vietnam’s cybersecurity regulations, SAVYINT’s solutions adhere to internationally recognized security standards and frameworks, including eIDAS, FIPS 140-2 Level 3, ISO 9001:2015, ISO 14001:2015, ISO/IEC 27001:2022, GDPR, SOC 2 Type II, HIPAA, and PCI DSS. At the exhibition, SAVYINT made a strong impression on leaders of Vietnam Television (VTV), representatives from the Ministry of Public Security, the Ministry of National Defence, as well as government agencies and media organizations. The event further reinforced SAVYINT’s position as a leading provider of advanced cybersecurity and Digital Trust solutions, supporting the protection of data, digital content, and Vietnam’s digital sovereignty.
Savyint Attends Entrust IGNITE APAC Partner Bootcamp FY27 in Bali
From June 2 to 5, 2026, Savyint joined leading technology partners from across Asia-Pacific in Bali, Indonesia, to attend Entrust IGNITE APAC Partner Bootcamp FY27 – Entrust’s annual intensive training program designed for its strategic partner ecosystem. This year, IGNITE APAC Partner Bootcamp FY27 brought together 79 delegates from 49 companies across 14 countries in the Asia-Pacific region. Under the theme “IGNITE”, the Bootcamp aimed to accelerate growth, strengthen deployment capabilities, and empower partners to capture new opportunities in the evolving markets of data security, digital identity, and cryptographic protection. During the three-day training program, Entrust experts shared key insights into the FY27 market strategy, focusing on enhancing the value of the Cryptographic Security Platform (CSP), modernizing Hardware Security Modules (HSM), and addressing today’s critical security challenges, including: Beyond theoretical training, IGNITE APAC Partner Bootcamp FY27 also provided an interactive learning environment through group activities, case discussions, and hands-on project presentations. Partners from different countries were divided into teams to analyze real-world scenarios, develop solution messaging, respond to customer challenges, and present practical use cases. Ms. Rose Nguyen, BD Sales Director of Savyint, shared: “Participating in IGNITE APAC Partner Bootcamp FY27 was a valuable opportunity for Savyint to stay updated on Entrust’s strategic directions for the new fiscal year, especially key trends in cryptographic security, PKI modernization, and the expanded application of HSM. These insights will help us further enhance our consulting and implementation capabilities, while continuing to support customers in Vietnam.” With the strategic direction and valuable connections gained from this year’s Bootcamp, Savyint will continue to strengthen its technological capabilities and deliver advanced security solutions that address the practical needs of customers. Highlights from the event: Day 1 + Day 2: Day 3:
Savyint Showcases Comprehensive Security Capabilities at Vietnam – Asia DX Summit 2026
At Vietnam – Asia DX Summit 2026, Savyint Group showcased its comprehensive solution ecosystem, pioneering PQC algorithms to address critical challenges in data encryption, digital trust, fraud prevention, and open banking. Held in Hanoi from May 27–28, 2026, Vietnam – Asia DX Summit 2026 was organized by VINASA under the patronage of the Ministry of Science and Technology. As one of Asia’s leading digital transformation forums, the event gathered government leaders, ministries, local authorities, and 2,000 delegates from 12 economies to discuss solutions for Vietnam’s double-digit growth goals. Under the theme “Creating New Drivers for Double-Digit Growth”, the forum focused on key topics including AI, Data & Automation; Digital Government & Smart Cities; Safety, Security & Digital Sovereignty; Smart Manufacturing & ESG. It also opened up opportunities for strategic connection and cooperation between Vietnam and the broader Asian region in the 2026–2030 deep digital transformation phase. Digital safety, security, and sovereignty remain among the most pressing priorities globally and in Vietnam. A secure, trusted, and resilient digital infrastructure is becoming a critical foundation for businesses, financial institutions, and government agencies to accelerate growth and adapt to emerging risks. Against this backdrop, Savyint introduced at Vietnam – Asia DX Summit 2026 a security solution portfolio including SAM Appliance, Savyint Digital Trust, and Open Banking Tech Stack. Designed on a Zero Trust architecture, with flexible integration and compliance with international standards, these solutions help organizations protect data, verify identities, prevent fraud, and expand digital connectivity. SAM Appliance – An All-in-one Data Encryption, Digital Signature Authentication, and Mobile Identity Solution At the forum, Savyint introduced SAM Appliance, an all-in-one solution for data encryption, digital signature authentication and mobile identification, built on the Cryptographic Security Platform (CSP). SAM Appliance integrates SCA and MFA authentication, PKI-based passwordless authentication, tokenization, transaction signing with End-to-End Encryption, advanced mobile security using cryptography, and support for PQC algorithms. The solution is designed for the next era of security, enabling secure data and transaction encryption, blockchain and cryptocurrency integration, mobile payment and digital wallet connectivity, timestamped digital signing, and long-term electronic archiving for 5, 10, and 20 years. Beyond its technology capabilities, Savyint’s SAM Appliance complies with regional technical standards and international regulations including FIPS 140-2 Level 3, ISO 9001:2015, ISO 14001:2015, ISO 27001:2022, GDPR, SOC 2 Type II, HIPAA, and PCI DSS. It is well suited for sectors with stringent requirements for security, compliance, and data protection, such as finance, banking, e-government, healthcare, and digital commerce. Savyint Digital Trust Solutions – Strengthening Digital Trust from Authentication to Fraud Prevention Alongside its encryption and authentication capabilities, Savyint also presented its Digital Trust Solutions ecosystem, designed to build digital trust across the entire user journey, from identity verification, authentication, device protection, and application protection to real-time fraud detection and prevention. Open Banking Tech Stack – Secure, Open Infrastructure for Financial Ecosystem Connectivity The global financial sector is shifting rapidly toward open finance. Open banking is no longer just a trend, but a strategic requirement for financial institutions to maintain competitive advantage. Savyint’s Open Banking Tech Stack is developed to help banks, financial institutions, and enterprises accelerate digital transformation, expand ecosystem connectivity, and foster innovation in financial services. Compliant with rigorous global standards such as Berlin Group, UK Open Banking, Singapore, Australia, and Hong Kong frameworks, while also meeting domestic and regional regulations, Open Banking Tech Stack provides a complete toolkit for building a modern open banking system, including: Notably, Open Banking Tech Stack can also integrate with secure online payment gateways, creating an end-to-end process for banks and third-party providers participating in open banking, from registration, identity verification, authentication, integration, and data sharing to payment. With core security technologies built in and a comprehensive security ecosystem spanning SAM Appliance, Digital Trust, and Open Banking Tech Stack, Savyint reaffirms its commitment to supporting organizations, enterprises, and the Government in building a solid digital trust foundation for Vietnam’s digital transformation journey. Some snapshots from the event:
Strengthening Fraud Prevention in the Digital Environment with Device Fingerprinting
As organizations, especially those in finance and banking, e-commerce, and digital services, increasingly require stronger identity-based security models, device fingerprint has become an important component of modern authentication, fraud prevention, and risk control strategies. What is Device Fingerprinting? Device fingerprinting, also known as a “digital fingerprint for device identification,” is a method of identifying a device based on a set of software and hardware information, including: When combined, these data points create a digital identity. Each device usually has a unique digital identity that enables recognition. Even if users delete cookies or start a new login session, the system can still determine whether the device is familiar or not. This is also why device fingerprinting is widely used in authentication systems, fraud detection tools, and identity security platforms, as it adds an intelligent layer of identification that does not rely solely on usernames and passwords. How Does Device Fingerprinting Work? Like a miniature fraud detection system, device fingerprinting also operates based on the mechanism of: collecting information → combining the information to create a unique fingerprint → identifying the device over time. Step 1: Collecting Device Attributes When users access a website or log in to an application, the system begins collecting information related to the device, such as browser information including type, version, and plugins; operating system and device type; screen size and resolution; language and time zone; IP address and network signals, among others. This data is collected passively and does not interrupt the user experience. Step 2: Creating a Unique Fingerprint for the Device After collecting sufficient information, the system combines these data points to generate a unique identifier, forming a distinct fingerprint value. Step 3: Storing and Matching the Device Identity Once the fingerprint is created, the system securely stores it on the server side. During the next login, the system compares the new fingerprint with previously known fingerprints. Instead of treating every login attempt the same way, the system adapts based on whether the device is trusted, allowing it to make appropriate follow-up decisions. Benefits of Device Fingerprinting Compared with traditional security measures, device fingerprinting enhances fraud detection capabilities in various scenarios, such as account takeover, fraud in digital account registration, and payment fraud, thanks to the following advantages: Strengthening Fraud Prevention with Savyint’s Compliant and Secure Solution Suite As organizations demand stronger security, device fingerprinting, together with advanced authentication methods and passwordless authentication, has become an essential component of modern security architecture. This is also a key strength of Savyint’s comprehensive compliance and security solution suite. Designed based on Zero Trust architecture, Savyint’s solution suite combines multiple layers of modern security and authentication, including device fingerprinting, device intelligence, contextual authentication, and passwordless authentication such as Passkeys/FIDO2, biometrics, tokens, and smart OTP. This enables businesses and organizations to: Connect with Savyint’s experts today HERE to build a robust security and fraud prevention strategy from the ground up. Read more:
Common Challenges in Consent Management
Customer data is a valuable asset for organizations and businesses. Without a structured, transparent system, companies may face numerous challenges, or even risk compromising customer trust. Typical Challenges in User Consent Management Most businesses and organizations understand the importance of consent management. However, in practice, the majority still manage it manually, in a fragmented way, with limited oversight. Common challenges in managing user consent management include: Incomplete or invalid consent collection Many organizations collect consent through default checkbox plugins, registration forms, often accompanied by terms of service that span dozens of pages and combine multiple purposes. Unintentionally, these practices can violate fundamental data protection laws, as they may not rely on voluntary consent and often fail to provide full, specific, clear, and detailed information to users. Fragmented consent management Organizations interact with customers through multiple touchpoints: mobile apps, internet banking, service counters, emails, SMS, and more. Each channel often has its own mechanism for collecting consent, which can lead to: These inefficiencies affect user experience and complicate organizational data management. Non-compliance with legal regulations Data protection laws are constantly evolving. What is valid today may no longer be valid tomorrow. Different regions and countries have different requirements. Violating international regulations can result in fines up to €20 million or 4% of annual global revenue under GDPR (EU), or USD 7,500 under CCPA (US). In Vietnam, banks must comply with the Personal Data Protection Law 2025 and Decree 356/2025/ND-CP. User personal data must be collected, stored, processed, and shared transparently, with mechanisms ensuring user rights to access, edit, revoke consent, and delete data when no longer necessary. Ensuring ongoing compliance with both international and local regulations is a significant challenge for organizations. Modern Consent Management Architecture Today, a modern consent management system is more than just a pop-up or a checkbox form. It is a complex technical system with multiple layers, ensuring that consent is collected accurately, stored securely, and remains consistent across the organization’s digital ecosystem. A modern consent management system typically includes the following pillars: About Savyint Consent Management SAVYINT is a global technology company with extensive experience in building secure digital infrastructure and digital trust for financial institutions, governments, and large enterprises. Built on an API-first and Zero Trust architecture, Savyint Consent Management automates the entire consent management process – from collection and storage to verification and revocation – ensuring transparency and control over user data. Integrating advanced technologies such as AI/ML and Post-Quantum Cryptography (PQC), Savyint Consent Management leverages immutable logs and homomorphic encryption to maximize security for sensitive data, enabling organizations to: Savyint Consent Management meets international standards such as GDPR, PDPA, CCPA, ISO 27701, PCI DSS, and local regulatory requirements in countries including Vietnam (Personal Data Protection Law 2025, Decree 356/2025/ND-CP, Circulars 64, 50, 77 from the State Bank of Vietnam), Singapore (PDPA), and more. Upgrade your consent management system and protect customer data today with Savyint, CONNECT NOW.
Savyint Trains Strategic Partner Vietnet: Leveling Up On Digital Trust, Open Banking & Next-gen Security
With data security, digital authentication, and legal compliance getting stricter by the day, Savyint recently held a training session for the strategic partner, Vietnet, to help Vietnet level up their consulting, deployment, and business development skills around next gen security, Digital Trust, and Open Banking – all fully aligned with Vietnam’s State Bank Circulars 50, 77, and 64. The program took place over two days (April 16–17, 2026) in Hanoi. It’s part of our long term strategic partnership to equip Vietnet with deep expertise and real world implementation skills – so they can bring world class security solutions to customers right here in Vietnam and across the ASEAN region. SAM Appliance – All in one data encryption, digital signature & mobile identity On the first training day, Savyint’s experts walked everyone through today’s biggest security challenges: the explosion of connected devices, tough compliance rules (GDPR, PCI DSS, eIDAS…), and the pressure to move toward post quantum cryptography (PQC). That’s where SAM Appliance comes in. It’s a complete package for data encryption, digital signatures, and mobile identity – fully compliant with standards for remote digital signatures, blockchain, cryptography, mobile payments, transaction encryption, time stamping, system security, IoT, Car2X, and more. But SAM Appliance isn’t just about signing invoices, contracts, certificates, or payment files. Built on a Cryptographic Security Platform (CSP), it also includes SCA & MFA, passwordless PKI based authentication, tokenization, end to end transaction signing, advanced mobile cryptography, and support for Post Quantum Cryptography (PQC) algorithms – ready for the next era of security. Plus, it integrates blockchain and cryptocurrency, enables mobile payments and digital wallets, and supports long term digital preservation with timestamps for 5, 10, even 20 years. SAM Appliance proudly meets regional technical standards and international regulations, including FIPS 140 2 Level 3, ISO 9001:2015, ISO 14001:2015, ISO 27001:2022, GDPR, SOC 2 Type II, HIPAA, and PCI DSS. Alongside all the technical details, the Vietnet team also got to explore real life use cases from banking, finance, and government – so they can see exactly how the solution fits each customer’s unique challenges. Digital Trust & Compliance Beyond SAM Appliance, Savyint offers a full Digital Trust solution stack designed to strictly follow local and international legal requirements. It’s built on four pillars: Risk Management & Compliance, Cyber Security & App Protection, SCA/MFA Identity, and FMS AI Fraud. On top of strong authentication (passwordless with FIDO2/Passkey, biometrics, contextual auth, Smart OTP, push notifications…), the solution adds AI and Machine Learning. This helps banks and financial institutions detect, assess, and stop fraud across the entire user journey – from login behavior and device fingerprints to access context and transaction details. Combine that with RASP+ (runtime app protection) and TrustShield – a mobile fraud prevention platform using device fingerprinting, behavior analysis, and AI – and you get a seriously robust defense. These pillars form a complete, end to end architecture that protects devices, behavior, identity, and transactions all at once. This is Savyint’s real strength: building high value, long term solutions that keep customers safe while staying compliant across multiple markets – like Vietnam (SBV Circulars 50, 64, 77), the Philippines (AFASA Act, Circulars 1213–1215), Malaysia (MRiT, PDPA), and beyond. Expanding capabilities with Open Banking Day two of the training focused on the Open Banking Tech Stack – fully compliant with Circular 64/2024/NHNN. It includes: • Savyint Open Banking Portal, Savyint API Management, Savyint Consent Management • Savyint CIAM/SCA (PSD2), eKYC • Savyint TPP Management, Fraud Prevention & Risk Management Savyint is positioned not just as a tech vendor, but as an end to end Digital Trust platform – providing the security and compliance layer for the entire Open Banking ecosystem. Sprinkled throughout the technical sessions were open Q&A discussions where Savis and Savyint could talk through real world scenarios, challenges, and implementation tips. This training is part of Savyint’s long term strategy to build a strong partner ecosystem in Southeast Asia – and to cement our position as a leader in Digital Trust, Open Banking, and next gen data security. Some snapshots from the training program:
PIONEERING THE NEXT GENERATION OF SECURITY: QUANTUM AND AI HORIZON
On March 26, Savyint welcomed a student delegation from the University of San Agustin, Philippines. During the visit, the students got a first-hand look at leading technology trends such as Post-Quantum Cryptography (PQC), the Digital Trust platform, AI in fraud prevention, and especially Agentic AI – fields that are shaping the future of global digital security and transformation. 1. Post-Quantum Cryptography (PQC) – Ready for the New Era As quantum computing gets closer to a breakthrough, traditional encryption methods are at risk of being broken. PQC (Quantum-Resistant Cryptography) has emerged as a vital solution, designed to protect data infrastructure against the massive computing power of this new era. Savyint is a pioneer in integrating advanced PQC standards (like ML-KEM and ML-DSA) into its core systems to secure devices. Furthermore, Savyint has established the Quantum AI Lab – a leading lab in Vietnam for researching and testing these quantum-resistant algorithms. Here, they simulate real-world attacks from “AI hackers” to test how strong their security layers really are. 2. AI Fraud & Digital Trust – Protecting Finance in the AI Age Beyond the pressure from quantum computers, threats like Deepfakes and automated malware are making financial security more urgent than ever. Savyint shared an overview of the 2025 threat landscape, where fraud not only causes financial loss but also creates legal risks for organizations. To fight this, Savyint introduced its Digital Trust platform. This platform uses AI to analyze user behavior, detect unusual activity, and make decisions in real-time. The system is built on four pillars: device security, advanced authentication, AI-based fraud detection, and risk management. 3. Agentic AI – Toward Self-Operating Security Systems Savyint also introduced Agentic AI – AI systems capable of making decisions and taking action on their own, rather than just creating content or analyzing data. In fraud prevention, Agentic AI is used to simulate complex attack scenarios to “train” defense systems, helping them react and adapt faster over time. Additionally, these AI agents can: This approach marks a shift from “reactive” systems to “autonomous” (self-operating) systems, where AI acts as an active partner in the security ecosystem. The visit gave the University of San Agustin students a practical look at how cutting-edge tech is used in real businesses. It was more than just a learning experience; it was inspiration for the younger generation to join the journey of global innovation. See more photos from the event below: