S-Health Care Day 2025: 100% Strong
As an annual health check-up program, S-Health Care Day 2025 received enthusiastic participation from a large number of SAVIS employees. With the message “100% Strong,” S-Health Care Day 2025 emphasizes a proactive approach to health care, aiming to build a SAVIS workforce that is healthy, energetic, and ready to conquer new goals. The program also reflects the Board of Management’s deep concern for the physical and mental well-being of every member, recognizing health as a solid foundation for the company’s sustainable development. S-Health Care Day 2025 was organized in two examination phases. The first phase took place on the morning of October 18, with employees actively participating, arriving early, carefully following doctors’ guidance, and completing blood and urine sample collection. The second phase was conducted directly at the Doctor4U Clinic (Lieu Giai, Ba Dinh). Here, participants received more in-depth examinations with a wider range of services, including: With a scientific and well-structured examination process covering comprehensive health check items, each participant was able to gain a clear and holistic understanding of their current health status. Based on the results, they can make appropriate adjustments and plan a healthier daily routine if any indicators require improvement. S-Health Care Day 2025 is not only a welfare activity but also a strong affirmation of SAVIS’s long-term commitment to building a healthy and sustainable working environment. Each healthy individual forms the foundation of a stronger SAVIS collective—one that is resilient, ready to break through, and poised for stronger growth in the future. Some photos from S-Health Care Day 2025:
AI/ML-Based Banking Transaction Fraud Prevention
As digital transformation accelerates, detecting and preventing banking transaction fraud through advanced technologies such as AI and machine learning (AI/ML) has become a top strategic priority for financial institutions, as cybercrime continues to grow in both scale and sophistication. According to the latest data from the U.S. Federal Trade Commission (FTC), total consumer-reported fraud losses in 2024 reached approximately USD 12.5 billion, representing an increase of nearly 25% compared to 2023. This highlights the rapidly escalating severity of fraudulent activities. Beyond direct financial losses, banks also incur substantial additional costs related to investigations, legal proceedings, incident response, and reputation recovery – often making the actual cost several times higher than the initial monetary loss. More critically, fraud incidents significantly erode customer trust, negatively impacting customer retention and the ability to attract new users. Investing in advanced fraud detection systems and proactive prevention measures is therefore not merely an operational requirement, but a strategic imperative for banks to protect assets and maintain credibility in the digital era. What Is Banking Fraud Prevention? Banking fraud prevention refers to the use of multiple, layered protection methods by banks to detect early signs of fraud, reduce risk exposure, and prevent financial fraud before it causes serious damage. Today, modern fraud prevention strategies no longer focus solely on incident response after fraud has occurred. Instead, they emphasize proactive prevention from the outset. These approaches integrate advanced data analytics, real-time monitoring, and AI-driven risk assessment, enabling banks to stay ahead of increasingly complex financial threats. As fraud types become more sophisticated, fraud detection technologies are more critical than ever to maintaining the security and integrity of banking data and transactions. Using AI/ML to Detect and Prevent Banking Fraud By deploying a flexible and adaptive defense system against financial fraud threats, banks and financial institutions can effectively prevent and minimize the impact of fraudulent activities. At the core of this defense system is the application of advanced data analytics, artificial intelligence, and machine learning to detect fraud patterns in real time and provide early warnings of potential risks. In parallel, banks deploy phishing-resistant Strong Customer Authentication (SCA) and Multi-Factor Authentication (MFA), incorporating FIDO2 security keys, passkeys, transaction signing, device-bound cryptographic keys, and biometric factors. Together, these mechanisms create a flexible, adaptive and resilient defense against financial fraud, ensuring that only authorized users can access accounts and sensitive information. Real-time transaction monitoring serves as a foundational component of financial fraud prevention systems. Beyond supporting compliance with KYC and anti-money laundering requirements, continuous AI/ML-driven monitoring enables large-scale data analysis to identify abnormal behaviors as soon as they occur, thereby mitigating risks before fraud results in actual losses. Periodic risk assessments involve analyzing emerging fraud trends, reviewing vulnerabilities in existing systems, and adjusting prevention strategies accordingly. This allows banks to continuously refine and enhance the effectiveness of fraud detection over time. Beyond detection and assessment, AI/ML enables the prediction of future fraud risks. By learning from past fraud incidents, systems can identify individuals or groups with a higher likelihood of committing fraud, helping organizations allocate preventive resources more precisely and effectively. Strong Customer Authentication and Multi-Factor Authentication enhance the security of user access and transaction approval by moving beyond traditional password-based mechanisms. When implemented with phishing-resistant authentication methods such as FIDO2 security keys, passkeys, transaction signing, device-bound cryptographic keys, and biometrics, SCA/MFA provides a flexible, adaptive, and resilient security layer. This method ensures that only legitimate users can access accounts and authorize transactions, effectively mitigating risks such as phishing, credential theft, account takeover, and financial fraud, while meeting stringent regulatory and security requirements. Alongside technology, customers play an increasingly important role. Proactively raising customer awareness of common scam techniques and providing guidance on safe transaction practices empowers users to protect themselves against fraud and social engineering attacks. Financial fraud prevention is a continuous journey that requires banks and financial institutions to constantly update and adopt new technologies to enhance prevention capabilities and minimize fraud-related losses. Savyint delivers a comprehensive Fraud Prevention and Risk Management solution suite designed to help banks and financial institutions detect fraud early, prevent incidents promptly, and manage fraud risks effectively. Connect with Savyint’s experts today to strengthen your defenses and minimize financial fraud risks. Source:
Deadline March 2026: UAE’s Mandatory Roadmap for Implementing New Authentication Methods to Replace SMS and Email OTPs
The Central Bank of the United Arab Emirates (CBUAE) has issued a comprehensive directive requiring all financial institutions to completely discontinue the use of OTPs sent via SMS and email by 31 March 2026. This is considered one of the most significant shifts in user authentication in the Middle East in the past decade. Compliance Roadmap and New Authentication Requirements According to the CBUAE directive, the transition will occur in two phases. Beginning July 2025, banks must gradually phase out SMS/email OTPs and introduce stronger authentication mechanisms for critical transactions and logins. Specifically: + Passkeys based on global FIDO standards, protected by biometric authentication on smartphones. + Fingerprint or facial recognition, some banks, such as United Arab Bank, have partnered with the national facial recognition system to support mobile banking login. + Integration with UAE Pass, part of the country’s broader digital identity framework, also supported by private-sector providers. + Risk-based authentication: For low-risk actions like balance checks, quick biometric scans may suffice; high-value transactions may require additional verification layers. + Behavioral biometrics: For example, monitoring typing patterns, swipe gestures, or how a user holds a device to provide an additional “invisible” security layer. + Other modern protection mechanisms may include AI-powered deepfake detection, decentralized identity systems, hardware security keys, post-quantum cryptography (PQC) to prepare for future threats, and real-time fraud monitoring capable of suspending active sessions when suspicious activity is detected. This decision follows a sharp rise in digital banking fraud across the UAE in early 2025. Complaints related to digital banking scams increased by 73%, largely due to vulnerabilities in SMS/email OTP delivery. Any institution that fails to meet the deadline or cannot demonstrate adequate risk management may face administrative penalties, with fines reaching up to 250,000 AED (approx. 68,000 USD) for serious violations of the regulation. Benefits of the UAE Directive for Financial Institutions and Banks For financial institutions and banks, this directive represents one of the most significant technological transformations in UAE banking in decades. Banks will need to make substantial investments in new authentication infrastructure and transition toward passwordless strong authentication, which aligns with global trends. In the long term, this shift will result in massive cost savings – particularly by eliminating millions of SMS messages sent each month, along with customer support costs tied to OTP issues. Additionally, stronger authentication methods drastically reduce fraud risks through enhanced anti-fraud, anti-spoofing, and anti-SIM-swap mechanisms, thereby reinforcing security. At the same time, providing fast, seamless, and secure authentication experiences helps banks build competitive advantages, increase customer loyalty, and affirm their leadership in the UAE’s digital financial transformation. For customers, instead of typing OTP codes, they will log in or approve payments using fingerprint scans, facial recognition, or built-in device security features. This results in faster interactions, fewer errors, and greater peace of mind, as users no longer fear OTP interception through fraud or impersonation attacks. Most importantly, the CBUAE mandate strengthens consumer trust in digital banking and encourages broader adoption of online financial services. Financial experts view this as not merely a regulatory change but a strategic turning point for the entire UAE banking ecosystem. Savyint – Global Expert in Strong Payment Authentication Amid increasing security demands, Savyint – a global expert in strong payment authentication, introduces the SAM Auth Server – an all-in-one strong authentication solution. SAM Auth Server is built on an advanced authentication platform powered by the Cryptographic Security Platform (CSP), featuring SCA/MFA authentication, Passkey/FIDO integration, biometric authentication combined with SmartOTP, PKI-based passwordless authentication, data encryption, Smart Token, Tokenization, transaction signing with E2E2E, mobile cryptography security, post-quantum cryptography (PQC), enabling system authentication, data encryption, transaction encryption, multi-layer authentication, and multi-tier security at the highest level. SAM Auth Server is also a pioneering solution that simultaneously complies with major global standards (AML, KYC/KYB, PSD2/PSD3, MAS TRM, NIST, CIBA, API security…) as well as regulatory frameworks in multiple countries such as Circular 64 and Circular 50 (Vietnam), BSP 1213 (Philippines), and Malaysia’s regulatory requirements. Connect with Savyint experts today to build a secure and compliant payment ecosystem.
5 Common Global Financial Fraud Types
Financial fraud is rising at an unprecedented rate worldwide. The explosion of digital payments, e-commerce, online banking, and e-wallets, combined with advancements in technologies such as AI and deepfake, has made financial fraud more complex and difficult to detect. According to the Federal Trade Commission (FTC), consumer-reported losses due to fraud increased by 25% in 2024 compared to the previous year, reaching $12.5 billion. Simultaneously, Coinlaw.io predicts that global losses from online payment fraud will exceed $50 billion in 2025, with approximately 3.3% of global digital payment transactions involving fraudulent activity. 1. What is Financial Fraud? Financial fraud refers to the act of deceiving victims in order to unlawfully seize their assets or sensitive information. This often involves tricking the victim into acting quickly, such as entering an OTP, scanning biometric data, or transferring funds fraudulently. Along with financial theft, personal information, such as bank account numbers, identification numbers, or passwords, is also targeted to facilitate asset theft. The growth of artificial intelligence (AI), e-commerce, digital payments, and other technologies has opened the door to more sophisticated and damaging financial fraud schemes. 2. Common Types of Financial Fraud While there is no exact report on the total number of types of financial fraud, they can generally be classified into several prevalent forms: 2.1. Identity Theft Identity theft occurs when fraudsters illegally acquire and use another person’s sensitive information, such as ID numbers, bank account details, credit card information, email addresses, or biometric data, for fraudulent purposes. Common identity theft methods include: 2.2. Payment Fraud Payment fraud is one of the most widespread forms of financial crime, affecting both individuals and businesses around the globe every day. Criminals manipulate payment systems to steal money, defraud sellers, or exploit banking system vulnerabilities, often causing severe consequences. In the third quarter of 2024, U.S. consumers reported losses of $58 million, according to industry estimates. Common methods include: 2.3. Account Takeover (ATO) ATO occurs when fraudsters gain control over a victim’s online account, such as a bank account, email, or social media account. Criminals typically gain access through brute force attacks, credential stuffing, phishing, malware, or by purchasing stolen data. Once they have access, they can withdraw or transfer money without authorization, change account details (such as phone numbers or email addresses) to maintain long-term control, or impersonate the victim to defraud others. According to reports from Experian & TransUnion, the APAC region has seen a 70% increase in ATO cases between 2023 and 2024. Common signs of ATO include: 2.4. Investment Fraud Investment fraud schemes often involve sophisticated tactics designed to deceive individuals into believing they are making legitimate, low-risk investments offering high returns. In 2024, the FTC reported that consumers lost over $5.7 billion to investment fraud, a $1 billion increase compared to the previous year. Fraudsters use various techniques, including AI-generated content for convincing advertisements and deepfake technology to impersonate celebrities in fraudulent campaigns. Regulatory bodies predict that AI will be increasingly exploited for fraud in 2025 and 2026. 2.5. Mobile App Fraud The widespread use of digital banking has facilitated the rise of fraud involving mobile apps. Common methods include: Financial fraud is becoming an increasingly serious global issue. The development of advanced technologies has made it easier for fraudsters to carry out sophisticated and complex schemes, resulting in enormous financial losses. Both organizations and individuals must adopt advanced security solutions and raise awareness to prevent these attacks. Savyint offers a comprehensive Fraud Management System (FMS) platform that integrates real-time fraud detection, enhancing the security of transactions. This system helps businesses build strong customer trust by minimizing fraud risks, protecting sensitive customer data, and strengthening security in all transactions. Connect with Savyint experts today to mitigate all financial fraud risks! Sources:
Savyint – Pioneering and Dominating Vietnam’s Open Banking Game
On the morning of November 21, Savyint, in collaboration with IBM Vietnam and TechData, successfully organized the Workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN.” In the context where Open Banking is becoming a pillar of digital transformation in the Finance – Banking sector, institutions require not only advanced technologies but also legal compliance, data security, and strong authentication. The workshop, held with the support of the Vietnam Institute for Digital Transformation and Innovation (VIDTI) and the Open Banking Forum, provided a comprehensive perspective on strategies, technical frameworks, and legal considerations for implementing Open Banking in alignment with the State Bank of Vietnam’s directives. Delivering the opening remarks, Mr. Doan Thanh Hai – Deputy Director of the Information Technology Department, State Bank of Vietnam – emphasized: “This workshop is an opportunity to share successful models, exchange practical lessons, and discuss emerging trends in security and technology for the effective implementation of Open Banking.” He also expressed confidence that the capabilities of banks, technology enterprises, and pioneering organizations would contribute to promoting safe, reliable Open Banking deployment in Vietnam, establishing a compliant ecosystem aligned with both domestic and international regulations. As the hosting organization, Savyint showcased solutions and delivered presentations on the Open Banking Tech Stack and Savyint Digital Trust – two core solution suites enabling banks to implement Open Banking in full compliance with Circulars 64 and 50/2024/TT-NHNN. Mr. Brad Palmer, COO & EVP of Savyint, highlighted that Open Banking is not merely about API connectivity but a multi-layered security ecosystem where customer identity, strong authentication, transaction protection, fraud risk management, and encryption infrastructure play foundational roles. Open Banking Tech Stack – Strengthening Connectivity and Expanding a Comprehensive Digital Financial Ecosystem Savyint’s Open Banking Tech Stack is purpose-built to meet all regulatory and technical requirements for Open Banking deployment. The stack comprises multiple critical components: Notably, SAVYINT Consent Management is one of the core systems, supporting multiple consent flows including redirect, decoupled, and intuitive consent management interfaces. Developed on an open, globally aligned architecture, the Savyint Open Banking Platform fully supports advanced security standards such as FAPI 2.0, OAuth2, OpenID Connect, PAR, JAR, JARM, mTLS, and Consent Management, ensuring compliance with Circulars 64/2024 and 50/2024. It also aligns with stringent Open Banking frameworks from the Berlin Group, UK Open Banking, Singapore, Australia, Hong Kong, and others. The platform is seamlessly integrated with Savyint Digital Trust, enabling core capabilities such as end-to-end encryption, transaction signing, key management, and tokenization – ensuring every API request is strongly authenticated, encrypted, and verifiably recorded. Savyint Digital Trust – Building Digital Trust and Enabling Secure Digital Transformation Alongside the Open Banking Tech Stack, Mr. Brad Palmer emphasized that the most critical factor in Open Banking is data security. This is why Savyint Digital Trust was created—to safeguard the financial ecosystem in the digital era. The platform is built on an advanced authentication foundation powered by the Cryptographic Security Platform (CSP), which includes SCA/MFA, passwordless authentication based on PKI, data encryption, Smart Token, tokenization, end-to-end transaction signing, and modern cryptography-based mobile device security. This ensures that every user, device, and transaction is protected, authenticated, and verifiable with absolute trust. Highly scalable, Savyint Digital Trust integrates with core systems across banking and finance, including invoicing, taxation, insurance, e-wallets, and digital banking. It supports on-premise or hybrid-cloud deployment and fulfills stringent domestic and international requirements for digital signatures, encryption, and authentication such as eIDAS, CSC 2.0, GDPR, PCI DSS, HIPAA, and more. As the organizer of the workshop, Savyint reaffirmed its pioneering role in shaping the Open Banking landscape in Vietnam. Savyint is among the most comprehensive Open Banking solution providers in Vietnam and the region – covering legal compliance, transaction security, identity & authentication, TPP management, and API infrastructure. Savyint’s technology ecosystem equips banks to implement Open Banking safely, reliably, compliantly, and with scalable expansion – supporting the digital transformation strategies of the Finance – Banking sector. Photos from the workshop:
ONLY 2 DAYS LEFT until Workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN”
The workshop “Implementing Safe, Reliable Open Banking and Complying with Circulars 64 & 50/2024/TT-NHNN” is organized by Savyint Group, IBM Vietnam, and Techdata, with the support of the Vietnam Institute for Digital Transformation & Innovation (VIDTI) and the Open Banking Forum. Taking place on the morning of November 21, 2025, the event offers the banking and financial community an opportunity to access in-depth insights on the implementation of Open Banking in Vietnam and around the world. At the workshop, leading industry experts will share practical perspectives on key topics such as: With the participation of respected experts and highly relevant topics, the workshop is a must-attend event for banks, financial institutions, and technology enterprises seeking strategic insights into developing an Open Finance ecosystem. Only 2 days left until the workshop begins! Register now to join and connect with top industry experts: https://openbankingforum.org/hoi-thao-ngan-hang-mo/ Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN Time: 8:30 – 12:00, November 21, 2025Venue: Hotel du Parc Hanoi, 84 Tran Nhan Tong street, Hai Ba Trung ward, HanoiRegistration link: https://openbankingforum.org/hoi-thao-ngan-hang-mo/
Workshop “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN”: Key Topics You Should Not Miss
As an important event for experts, financial institutions, and banks, the workshop provides updates on Open Banking trends, technology solutions, and the latest regulatory compliance guidelines. Open Banking is becoming a critical pillar in the digital transformation strategy of the Vietnamese financial–banking sector. However, for effective implementation, banks must not only adopt advanced technologies but also ensure compliance with legal regulations, data security, and strong customer authentication in accordance with Circular 64 and Circular 50/2024/TT-NHNN. The workshop “Implementing Open Banking Safely, Reliably, and in Compliance with Circulars 64 & 50/2024/TT-NHNN” is an unmissable event for experts in legal affairs, banking, and technology. Leading technology specialists will deliver in-depth presentations, provide implementation insights, and share strategic orientations to support banks on their journey to realizing Open Banking in Vietnam. Below are the key discussion topics featured at this workshop. Presentation on Circular 64/2024/TT-NHNN Experts will break down the detailed requirements and guidelines of Circular 64, including secure data sharing between banks and third parties, customer information protection mechanisms, and the compliance roadmap for financial service providers. This will help banks clearly understand the legal framework and the necessary steps to implement Open Banking lawfully and securely, minimizing legal risks during deployment. Implementing Open Banking with Legal Compliance, Trusted Security, and Strong Authentication under Circulars 64 & 50/2024/TT-NHNN This session will introduce technology solutions that enable banks to implement Open Banking while maintaining full legal compliance, ensuring security, and meeting strong customer authentication (SCA/MFA) requirements under Circulars 64 & 50. These may include secure API architectures, international-standard data protection mechanisms, and strong authentication methods. The solutions aim to optimize customer experience while minimizing security risks. The API Economy in Bank Digital Transformation The presentation will highlight the role of APIs in expanding digital service ecosystems, and explain how to leverage API value to accelerate innovation and create competitive advantages for financial institutions. Ensuring Secure and Compliant Open Banking & Digital Banking Implementation under Circulars 64 & 50/2024/TT-NHNN This session will focus on advanced security standards for Open Banking, including identity governance, access control, and API integration. It emphasizes embedding regulatory requirements into operational workflows to ensure continuous compliance and reduce security vulnerabilities. Data Protection in the Era of AI and Quantum Computing As AI and quantum computing advance rapidly, data protection becomes a top priority. Experts will discuss cutting-edge data protection methods that help banks maintain customer trust and comply with security regulations. The workshop “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN” promises to deliver practical perspectives, technical solutions, and comprehensive implementation strategies for Vietnam’s emerging open financial ecosystem. With participation from pioneering organizations in digital transformation, data security, and banking infrastructure, the event will offer valuable insights to help financial institutions adapt to new regulatory frameworks, enhance security, and build a sustainable digital service foundation. Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN Time: 8:30 – 12:00, November 21, 2025Venue: Hotel du Parc Hanoi, 84 Tran Nhan Tong street, Hai Ba Trung ward, HanoiRegistration link: https://openbankingforum.org/hoi-thao-ngan-hang-mo/
Meet Leading Experts at the Workshop “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN”
With the goal of helping banks and financial institutions shape effective, secure, and sustainable Open Banking strategies, the workshop brings together leading experts in Information Technology, Security & Legal Compliance, and Banking–Finance. As Vietnam’s financial and banking sector enters a period of strong transformation, implementing Open Banking in alignment with the directions of Circulars 64 & 50/2024/TT-NHNN has become a key mission to ensure safety, compliance, and innovation. The workshop “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN ” gathers top technology, legal, and data security experts from Savyint Group, the Vietnam Institute of Innovation & Digital Transformation (VIDTI), and IBM Vietnam. Combining strategic perspectives with practical experience, the speakers will share critical solutions that help banks meet new regulatory requirements, protect user data, and build Digital Trust in the era of open finance. Let’s explore the experts who will be joining this event with Savyint. Mr. Hoang Nguyen Van, Vice President, Vietnam Institute of Innovation & Digital Transformation (VIDTI) With many years of experience in digital transformation and policy development, and as a Senior Expert and Technical Standards & Compliance Director of the Open Banking Exchange, Mr. Hoang Nguyen Van will deliver comprehensive insights on security, strong customer authentication (SCA/MFA), and the regulatory framework for implementing Circulars 64 & 50/2024/TT-NHNN. He will also present end-to-end solutions enabling banks to simultaneously achieve innovation and compliance. Mr. Ngo Thanh Hien, Chief Technology Officer, IBM Vietnam As a leading technology expert in cloud security infrastructure, Mr. Ngo Thanh Hien will discuss the role of APIs, building the API economy, and how banks can leverage open platforms to innovate products, optimize operations, and expand collaboration with third-party providers. Mr. Brad Palmer, Chief Executive Officer & Vice President, Savyint Group With extensive experience in identity management, strong authentication (MFA/SCA), and data security, Mr. Brad Palmer will present approaches to ensuring safety and compliance in the Open Banking model—supporting banks in meeting regulatory standards under Circulars 64 & 50/2024/TT-NHNN. Mr. Nguyen Manh Linh – Data Security Expert, IBM Vietnam Mr. Nguyen Manh Linh will share in-depth insights into data protection strategies, encryption, and security risk prevention in the context of rapid advancements in AI and quantum computing—opening new pathways for banks to safeguard digital assets and customer trust. With the participation of leading experts from the State Bank of Vietnam, VIDTI, and global technology enterprises such as Savyint Group and IBM Vietnam, the workshop promises to deliver multidimensional, insightful, and practical perspectives on the journey of implementing Open Banking in Vietnam. This will be a valuable opportunity for banks, financial institutions, and technology partners to discuss, connect, and shape the future of Vietnam’s digital finance landscape. Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN Time: 8:30 – 12:00, November 21, 2025Venue: Hotel du Parc Hanoi, 84 Tran Nhan Tong street, Hai Ba Trung ward, HanoiRegistration link: https://forms.office.com/e/TZvYePQqCB Event Details: https://savyint.com/implementing-safe-reliable-open-banking-and-complying-with-circular-64-50-2024-tt-nhnn/
Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN
Open Banking is not only a global trend but also one of the key pillars in the digital transformation strategy of Vietnam’s financial and banking sector. Expanding connectivity and data sharing between banks and third-party providers (TPPs) opens up opportunities for service innovation and customer-centric financial ecosystems. Alongside these opportunities come significant challenges related to regulatory compliance, data protection, and strong customer authentication (SCA/MFA), as stipulated in Circulars No. 64 and 50/2024/TT-NHNN issued by the State Bank of Vietnam (SBV). To provide a comprehensive perspective from policy to technology to implementation, Savyint Group, in collaboration with the Vietnam Institute for Innovation and Digital Transformation (VIDTI), IBM Vietnam, and Techdata, will host the workshop: “Implementing safe, reliable Open Banking and complying with Circular 64 & 50/2024/TT-NHNN” The event will take place on Friday, November 21, 2025, from 08:30 to 12:00 at Hotel du Parc Hanoi, and will also be livestreamed via Zoom Webinar, enabling individuals and organizations interested in banking technology and digital transformation to join remotely. The workshop will bring together representatives from Savyint Group, along with experts from the Information Technology Department of the State Bank of Vietnam, the Vietnam Institute for Innovation and Digital Transformation (VIDTI), and IBM Vietnam, to share key insights on the following topics: This workshop offers a valuable opportunity for banks, financial institutions, and technology partners to gain a deeper understanding of the regulatory frameworks, technical standards, and modern security solutions required to successfully implement Open Banking in Vietnam. With the participation of leading organizations in digital transformation, information security, and financial technology, the event promises to deliver practical insights, international best practices, and strategic directions to help Vietnam build a secure, transparent, and trusted open financial ecosystem. 👉 Register now to join the workshop: https://forms.office.com/e/TZvYePQqCB